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Bound to Bankrupt System, Now I'm the Richest

Bound to Bankrupt System, Now I'm the Richest

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Introdução
[Subverting tropes, slice-of-life comedy.] After graduation, Chen Mo acquired a "Money-Losing System" - the more his businesses failed, the more personal wealth he'd gain. Losing money? Piece of cake. Chen Mo smirked confidently and promptly acquired a failing garment factory. Little did he know, the employees there were all hidden gems. As his company inexplicably climbed to become the world's top conglomerate, accolades poured in: China's Premier Philanthropist, Business Titan of the Year, Environmental Steward, Honorary Chair of Animal Protection, Investment Guru, and the undisputed Best Boss in the industry... Chen Mo sighed deeply. All he ever wanted was to lose some money.
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Chapter 1 Acquiring a Loss-Making Garment Factory

"Mr. Chen, based on our on-site inspection of the garment factory and the valuation of its equipment, the asking price of 400,000 seems a bit steep."

"Moreover, the factory's financial performance over the past few months has been problematic—it's been operating at a loss. I strongly advise you to reconsider."

In Jiangcheng City,

Inside an upscale café,

Tang Qiu took a delicate sip of her coffee before lifting her gaze to the young man seated across from her.

The man couldn’t have been more than twenty-something, dressed in casual athletic wear, exuding an air of youthful charm.

Yet, she couldn’t fathom why he was so intent on purchasing a failing factory.

"Thank you for your concern, Attorney Tang, but my mind’s made up. Let’s settle on 400,000—haggling is too much of a hassle."

Chen Mo flashed a faint smile, utterly unfazed by her warnings.

All he cared about was finalizing the acquisition as quickly as possible and spending the one million in system funds.

That’s right—

The system.

He was also a transmigrator—or more accurately, someone who had been reborn into a parallel world with memories of his past life intact.

The history of this world largely mirrored that of his original one, though certain modern developments had diverged. Many of the hit songs, blockbuster films, and popular games he remembered simply didn’t exist here.

If this were following the plotline of other novels, he could have easily made his fortune by plagiarizing works from parallel worlds. But he soon discovered that approach simply wouldn't work.

Take movies, for example. He could only recall the general plots—there was no way he could turn those vague memories into proper screenplays.

So from childhood onward, his greatest achievements were all in elementary school. Thanks to memories from his past life, he barely had to study to rank at the top of his class.

He became the "model child" that parents loved to compare their own kids to.

This continued all the way through high school and college.

Just when he thought this life would remain uneventful, the system suddenly appeared.

It happened three days ago—the moment he received his college diploma.

At the thought of this, Chen Mo focused his attention on the system panel in his mind.

**[Host: Chen Mo]**

**[System Funds: 1,000,000]**

**[Personal Assets: 3,527]**

**[Settlement Cycle: One Week

Countdown: 2 Days, 2 Hours, 56 Minutes, 49 Seconds

]**

**[All future profits from the host's company will be deposited into the system funds and will not count toward personal assets. Personal assets can only be converted during settlement.]**

**[Fund Conversion Rules]**

1: If the host's remaining system funds at settlement are less than one-thousandth of the total system funds, the full amount will be converted to personal assets.

For example, with one million: if the host spends the system funds down to below 1,000, they can obtain 1 million in personal assets.

2: If the host's remaining system funds at settlement exceed one-thousandth of the total system funds, one-thousandth of the spent system funds will be converted into personal assets.

Again, using one million as an example: if the host has more than 1,000 remaining—say, 10,000—then they will receive one-thousandth of the 990,000 spent, which amounts to 990 in personal assets.

**[System Fund Usage Regulations]**

1: The system will replenish a certain amount of system funds for the host after each settlement cycle. These funds must be spent on all company-related expenses, and the host may not use them arbitrarily.

2: The host must not deliberately operate at a loss, slack off, or make unreasonable company expenditures.

3: The company must not engage in illegal or unethical projects and must uphold positive values.

4: The host is prohibited from activities such as stock trading, cryptocurrency speculation, etc.

5: The host must not exploit the company for personal gain, including paying themselves unauthorized salaries.

6: The host must not disclose the existence of the system to anyone.

*

Click to expand the remaining 99+ regulations...

*

**[Note: The system will issue a warning before the host commits any violation.]**

By establishing his own company and spending the one million in system funds down to below 1,000, he could smoothly convert the entire million into personal assets—becoming a millionaire.

This was the conclusion Chen Mo reached after obtaining the system.

The company issue could be resolved today. As for the problems mentioned by the lawyer...

Were they even problems at all?

His biggest concern right now was figuring out how to legitimately spend the company's system funds before the final settlement—once the acquisition was complete.

After all, there were only a little over two days left.

"Mr. Chen."

Tang Qiu noticed Chen Mo spacing out and called his name softly.

"Hmm?"

Chen Mo snapped back to attention and looked at her in confusion.

Tang Qiu suppressed a sigh. Here she was, briefing him on critical company issues, and his mind was wandering.

Still, professionalism prevailed. She patiently laid out her concerns.

"Based on our due diligence, I suspect the company may have unpaid employee wages. I recommend clarifying this during the contract signing."

"Wages? Don’t worry about it. Money’s the least of our problems."

Chen Mo waved a dismissive hand.

Tang Qiu exhaled inwardly at his cavalier attitude.

Fine.

If he didn’t care, why should she stress over it?

Glancing at his watch, Chen Mo saw it was almost time for the appointment and settled in to wait patiently.

Before long, a middle-aged man in a business suit with thinning hair walked into the café. His eyes scanned the room briefly before he made his way over.

"President Chen, Attorney Tang, sorry to keep you waiting," Liu Cheng greeted with a smile as he approached their table.

Today was probably the happiest he'd been in a long time—his money-losing factory was finally being sold, and at a price even higher than he'd expected.

Chen Mo gestured to the empty seat across from him with a polite smile. "Please have a seat, Mr. Liu. What would you like to drink?"

"No need for drinks," Liu Cheng waved off the offer. "Let's just get straight to signing the contract."

The stress of that failing factory had been eating away at him, leaving little room for leisurely coffee breaks.

"In that case, let's begin," Chen Mo agreed readily. He shared the same urgency—the sooner the company was transferred to his name, the sooner he could start spending freely.

With only two days left before the settlement deadline, the last thing he wanted was to run out of time with money still left unspent.

That would be a disaster.

Tang Qiu watched the two men's impatience with mild exasperation. She could understand Liu Cheng's eagerness to offload his failing business.

But why are you, as the buyer, in such a hurry? Couldn't you have bargained a bit? You might have saved a tidy sum.

Yet this was the employer's own decision, so she couldn't say much.

She simply retrieved two printed contracts from her document folder and handed one to each of them.

Then, she guided both parties through signing the documents.

After a long while,

Tang Qiu watched as they finished signing all the contracts and finally spoke up.

"Alright, the contracts are now officially signed. From this moment on, Mr. Chen is the owner of this company."

Upon hearing this, Liu Cheng felt the weight lift from his chest. The whole way here, he'd been worried something might go wrong during the signing—yet to his surprise, everything had gone off without a hitch.

But with the contracts signed, only the matter of the transfer remained.

"Mr. Chen, now that the contracts are finalized, I was wondering when the payment might..."